Owning you home free and clear is something most of us dream about, few achieve this American dream. The sad part is we can do something about it, but again only a few will actually put forth the very little effort required.

    There is in theory, a simple formula to achieve this level of comfort in a short time. INTEREST ELIMINATION = WEALTH ACCUMULATION. Just think if you could eliminate 75% of your mortgage interest, but continued to pay the very same monthly payment, only now much more goes to the principal. How soon could you pay off that 30 year mortgage? I can provide you the answer to that question.

    Lets go a step further, lets say you followed the formula and paid your home off in as little as 8 to 12 years. After that you took that same amount of money you were once paying the bank, but because you now own you home free & clear you started paying yourself. Let say you put that same amount into a some kind of savings, money market, stock,IRA, anything that pays you interest. What your now doing is using your money to make money for you not for the mortgage company you were paying.

    Think about what we just did, we've now paid off your home in a fraction of the time you normally would have,  you now have a lot of your own money in some investment avenue making you more money.

    Your retirement now looks a lot better than it did a couple of minutes ago. I can guarantee you this kind of success.

    You might be telling yourself that your not going to live in this home long enough for it to matter much, but it matters a lot regardless of how long you keep you present home. You see with this program you begin to acquire greater equity in your home, because remember we are ELIMINATING INTEREST. When you sell your home you now have a lot more equity to take with you, plus you take the program with you to continue your path to WEALTH ACCUMULATION.

   Many have thought, why can't we just make bi-monthly payments, the answer is this, you would gain one payment for every 12 you make, or others ask if making extra principal payments every month is beneficial and it is, but only to a very small degree by comparison of what UNITED FIRST FINANCIAL is capable of achieving by you making only the same monthly payments.

   UNITED FIRST FINANCIAL offers you an internet based software program that you have 100% control over, UNITED  FIRST FINANCIAL guarantees your success, the average home owner saves $100,000 to $150,000 in interest, pays their home off free and clear in as little as 8 to 12 years.

    If you have read this page and are not quite convinced, your not alone, many people think on this for maybe one or two monthly payments, then as they write out their mortgage payment, they often ask themselves how much of this check should they be putting back into equity instead of interest.


                                  southern utah real estate 
      write my phone down as you may not want to call today, but when you decide to use your money for your benefit instead of the banks you'll have my #,
we can utilize UNITED FIRST FINANCIAL regardless where you live.

                                         Bob Raybould 
                                   UNITED FIRST FINANCIAL
                                        435-773-5635